Top 10 Phone Scams in 2026 — How to Spot and Avoid Them

2026-03-26 · scam.wiki · SPUNK13 LLC

Phone scams cost Americans $29.8 billion in 2025. Here are the 10 most common in 2026.

1. Fake IRS Calls

The IRS never calls demanding immediate payment. They always mail first. Hang up.

2. Car Warranty Scams

Your car's warranty is NOT expiring. These robocalls are always scams.

3. 'Your Account Has Been Compromised'

Banks never call asking for your password or PIN. Ever.

4. Tech Support Scams

Microsoft and Apple don't cold-call you. That popup is fake.

5. Package Delivery Scams

Fake USPS/FedEx texts with tracking links. Never click.

How to Protect Yourself

• Never give personal info over the phone
• Use a call screening app
• Report scam numbers at scam.wiki
• Secure your crypto with a Ledger wallet