How to Get Your Money Back After Being Scammed — Real Steps

2026-03-26 · scam.wiki · SPUNK13 LLC

Act fast. Every hour matters.

Credit/Debit Card

Call your bank immediately. File a chargeback. You have 60 days under federal law.

Wire Transfer

Contact sending bank within 24 hours. File with IC3.gov.

Crypto

Report to the exchange. File with IC3.gov. Blockchain analysis firms can sometimes trace funds.

Cash/Gift Cards

Hardest to recover. File police report + FTC report. Some gift card companies will refund if reported quickly.

Always Do These

  1. File at scam.wiki to warn others
  2. File at reportfraud.ftc.gov
  3. File police report
  4. Monitor your credit

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