Free vs Paid Scam Protection — Is Premium Worth It?

2026-03-26 · scam.wiki · SPUNK13 LLC

Free tools catch 80% of scams. Premium catches the other 20% — which is where the real damage happens.

What Free Gets You

• Basic phone/email/website search
• Report scams
• Scam type guides

What Premium Adds ($4.99/mo)

• Deep background checks on numbers/emails
• Real-time scam alerts for your area
• Identity exposure scan — see what's public about YOU
• Dark web monitoring — alerts if your data is sold

Is It Worth It?

If you've ever been scammed, yes. The average scam loss is $500+. Prevention for $4.99/mo is the best insurance you can buy.